top of page

4-Point Inspection Services

A four-point inspection is a home inspection that only looks at the four major systems of your home and assesses it for insurance risk. During a four-point inspection, an inspector evaluates how up-to-date four key systems are in your home, namely your:

  • Electrical wiring and panels.

  • Heating, ventilation, and air conditioning (HVAC).

  • Plumbing.

  • Roof.

Four-point inspections identify the key areas that that lead to most insurance claims. If a home fails all or part of the inspection, the inspector will go over what deficiencies need to be fixed or replaced. The corrections may be necessary to obtain home insurance.

4-Point Inspection vs. Home Inspection

A four-point inspection is specifically for homeowners insurance, and shouldn’t be confused with a new home inspection (also called a buyers inspection, real estate inspection, or home inspection depending where you live). This distinction is important because the new home inspection is required to close on a home and meet eligibility criteria for your mortgage. It also takes two to three hours to complete. A four-point inspection takes about 60 minutes and is only visual. However, if you buy an older home you might be required to have both inspections for coverage.

4 point inspection Inspecting your homes HVAC, Electrical, Plumbing and Roofing
four point home inspector

Get a Quote

We'll Always Be Straight Up With You!

Thanks for submitting!

bottom of page